Here in WA, the ham license plate goes with the ham, not the vehicle. You're in Iowa, so YMMV. Whenever I've changed vehicles I let the seller know that I keep the plate and to please install it in place of the dealer plate. Never a problem. Sorry about your loss. We here in western WA just came through the snowiest February snowfall most of us could remember. Had a foot of it on the lawn - but I drive a Subaru. And it has snow tires. Studded ones. Even with that going for me, I didn't venture out until well after the worst was over.
Born and raised in Las Vegas NV. It snows there about every 4 or 5 years. It sounds like you're wondering if there's some involvement by the FCC in the case of a ham plate. No. They issue the radio license. The State of Iowa issues vehicle licenses, and I'm pretty sure this isn't the first time something like this has happened. There might be a fee for transferring the plate to another vehicle, but that should be about it.
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